Business Banking
Banking That Works as Hard as You Do.
From your first business account to a line of credit that grows with you — First Street Banking is the local partner your business deserves.
Accounts
Business Checking & Savings
Simple, transparent accounts built for local businesses of every size.
Business Essentials Checking
Perfect for startups and small businesses. No monthly fee with a minimum balance, free online banking, and up to 200 transactions per month.
- No monthly fee with $1,500 minimum balance
- 200 free transactions/month
- Free online & mobile banking
- Free first order of checks
Business Growth Checking
Designed for established businesses with higher transaction volumes. Earn interest on your balance and get dedicated business support.
- Unlimited transactions
- Interest-bearing balance
- Dedicated business banker
- Priority phone support
Business Money Market
Maximize returns on your operating reserves. Tiered interest rates reward higher balances while keeping funds accessible.
- Tiered interest rates
- Up to 6 withdrawals/month
- FDIC insured up to $250,000
- Online account management
Financing
Financing for Every Stage
Whether you need working capital, equipment, or real estate — our local lending team makes decisions right here.
Business Line of Credit
Lines from $10,000 – $500,000Access funds when you need them. Our revolving line of credit gives you flexibility to manage cash flow, cover seasonal gaps, or seize opportunities.
Learn MoreSBA Loans
SBA 7(a) & 504 programsAs a preferred SBA lender, we help small businesses access government-backed financing with competitive rates and longer repayment terms.
Learn MoreEquipment Financing
Up to 100% financingUpgrade your equipment without draining your cash reserves. Finance up to 100% of the purchase price with terms up to 7 years.
Learn MoreCommercial Real Estate
Owner-occupied & investmentReady to own your space? Our commercial mortgage team offers competitive rates and local decision-making for owner-occupied and investment properties.
Learn MoreMerchant Services
Merchant Services
Accept payments anywhere — in-store, online, or on the go — with competitive rates and next-day funding.
Point of Sale Systems
Modern POS terminals and software that integrate with your existing workflow.
Online Payment Processing
Accept credit and debit cards on your website with secure, PCI-compliant processing.
Mobile Payments
Take payments anywhere with our mobile card readers — perfect for markets, events, and field service.
Next-Day Funding
Get your money faster. Most transactions fund to your account the next business day.
Let's Talk About Your Business.
Our business banking team is ready to learn about your goals and find the right solutions. No call centers — just real people who know your community.
87
Years in Business
2,100+
Business Clients
$480M
In Business Loans
Local
Decisions Made Here